What we do

Financing the working capital needs of a business can be one of the most stressful challenges management faces. Conventional sources of finance are often unavailable or inadequate to meet business needs.

Traditionally, suppliers try to collect from their customers as early as they can while their customers try to pay as late as they can. That’s confrontational. Besides, it’s unsustainable for smaller suppliers to supplement the working capital needs of their larger buyers via unfavourably lengthy payment terms.

B’yond connects business partners and formalizes often opaque trading arrangements, such as discounts, ensuring that nothing “slips through the cracks” so that both parties benefit.

B’yond enables buyers to offer their suppliers the option to receive payment in advance of an invoice due date in exchange for a time sensitive “dynamic discount”, paid either by the buyer or by a funder of their choice, against invoices that the buyer has approved as valid and payable.