How it works

• Buyers and Suppliers (and Funders) register on the B’yond portal and connect, simultaneously agreeing contracted trading terms
• Suppliers upload the invoices they require settled early
• Buyers approve the invoices for payment as soon as they are able
• Suppliers select when they want the funds (automate-able)
• Cash positive Buyers settle, net of the contracted early settlement discount, or they ask a Funder to settle early on their behalf
• Buyers then pay the Funder on maturity of the invoices, or later if extended terms are utilised
• Free enrolment, fast, secure, easy to use and cost effective

What does it cost?

Registration is free. B’yond collects a flat transaction fee on every invoice processed, nothing more. It costs you far more to draw your own money from a bank ATM. The value proposition is compelling.

What are the benefits?

For Buyers:

• Improved working Capital
• Increased margins
• Improved B/sheet Metrics
• Flexible – use as required
• No contract lock-in
• No formal security required
• Cost savings – process efficiencies
• Supplier risk mitigation
• Stronger supply chain

It’s collaborative … and great things are possible when collaboration happens.

Sustainably delivered, SCF minimizes negative financial impacts and creates socio-economic benefits for all stakeholders, most critically SMEs that prosper and create jobs that pay salaries to sustain families, educate children and improve lives.